We refer to him as "The Man." Notice the stickers that adorn him. Every time we pay down a certain amount of the principle (or principal) of the loan on the lawn and surrounded home, we stick it to the man. It feels great. I originally thought we could stick pins in a doll, but Christy pointed out that it wouldn't do for inquisitive children to happen upon a porous Cabbage Patch hanging in daddy's closet.
About two years ago, I bought a lawn mower, if you remember. Since that time, I've been paying back the money I borrowed from the bank to purchase the lawn. The bank makes a lot of money off my desire to mow a lawn. People should be able to earn a living, and the bank has found a niche that enables "it" to earn a living. But they could still make a comfortable living on much less than what I give them.
I've always liked tangible metrics. I would sometimes place MnMs on the piano, one for each song I had to practice, and eat them one at a time after doing the required work. I have a jar I fill with marbles after accomplishing some of my goals (it's about 1/4th full now). Christy and I had a paper chain counting down the days until marriage.
Now, there's a man living in my closet:
Also, we clean our house each week by reading clothes pins.